August 1, 2016
Dear Readers, People often ask if rent-to-own loans help build a credit history. Unfortunately, the answer is no, because such loans are not currently reported to the credit reporting...
January 3, 2016
Dear Experian, How do I get a free consumer report from Experian RentBureau? My landlord has found incorrect information on the service he uses. - TNY
December 19, 2015
Dear Experian, We refinanced our home with a different lender and my credit report is showing I have two mortgages. How long will it take for the lender that was...
April 24, 2015
Dear Experian, Will it have more of an impact on my credit report if I stop making my mortgage payments and become 90 days or more delinquent during a short...
January 31, 2015
Dear Experian, I am beginning a government-sponsored HAMP mortgage modification program. My lowered first three trial mortgage payments will be reported as "partial payments.” After the trial period they will...
January 23, 2015
Dear Experian, An eviction is showing on my credit report, per the leasing company I submitted an application to. I have never received paperwork for an eviction, but when I...
January 9, 2015
Dear Experian, I recently had my credit checked for a preapproval on a new home purchase and found that my credit scores and my wife's had dropped from the high-700s...
October 24, 2014
Dear Experian, My daughter’s report is showing she had a broken lease in November 2013. However, she just moved out in July. How can she correct this? - ...
October 15, 2014
Dear Experian, I am the owner of a house with a paid mortgage, which I am renting to family. How will this affect my credit scores, and how can...
August 27, 2014
Dear Experian, I bought a home a few months ago. How do I update my status to homeowner? - TFW
July 17, 2014
Dear Experian, We are refinancing our house. There was an account on my husband’s credit report that he had disputed at the time it was reported. It is still showing...
May 29, 2014
Dear Experian, I have never been late with mortgage except the two months I was working on a mortgage modification with my mortgage company. I was told not to pay...
February 5, 2014
Dear Experian, How long is a short sale on your credit report? We did a short sale in December 2010, and it is still on our credit report. - SPG
January 15, 2014
Dear Experian, How will it affect my credit score if I short sell my house without missing any mortgage payments versus missing payments prior to the sale? - BSB
January 1, 2014
Dear Experian, I would like to better understand how co-signing for apartment leases affects credit. - IAB
- Remove Authorized User Accounts from Credit Report
- 5 Reasons Your Credit Scores May Have Dropped (And What That Can Mean)
- The Good, the Bad and the Ugly: What Lenders Look at on Your Credit Report
- Getting List of Creditors and Debts from Credit Report
- Insurance Inquiries Do Not Affect Credit Scores
- Transferred and Closed Student Loan History Still Affects Credit Scores
- Removing Inquiries for Multiple Loan Applications