Online Marketplace Lending
New CFPB study highlights need for more inclusive cred...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...
Time to upgrade your credit score solution...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
The intel you need on people-based marketing...
There are about as many definitions for people-based marketing as there are companies using the term. Each company seems to skew the definition to fit...
#ExperianVision 2017: Final Recap...
The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...
Bringing machine learning to data analytics...
Risk analysts are insatiable consumers of big data who require better intelligence to develop market insights, evaluate risk and confirm business strategies. While every...
#ExperianVision 2017: Day 2 Recap...
In just a few short hours, Vision attendees immersed themselves into the depths of the economy, risk models, specialty finance data, credit invisibles, student...
#ExperianVision 2017: Day 1 Recap...
So many insights and learnings to report after the first full day of 2017 Vision sessions. From the musings shared by tech engineer and...
FCC Commissioner O’Rielly Calls for TCPA Reform in Spe...
In a May 4 speech before the ACA International Conference in Washington, FCC Commissioner Michael O’Rielly criticized the FCC’s past decisions on Telephone Consumer...
A check-in on the latest Military Lending Act news...
As we enter May, a month dedicated to recognizing our U.S. Armed Forces, it’s only fitting to think about how we are honoring this...
Is trended data predictive?...
Sometimes life throws you a curve ball. The unexpected medical bill. The catastrophic car repair. The busted home appliance. It happens, and the killer...
Could a virtual negotiator enhance your collections ef...
It should come as no surprise that reaching consumers on past-due accounts by traditional dialing methods is increasingly ineffective. The new alternative, of course,...
Policymakers continue to debate fintech charter...
Investors and financial institutions continue to invest in fintech to help meet the dynamic expectations of consumers who want fast, easy and hassle-free access...
3 ways lenders can grow money smarts with customers...
The U.S. Senate declared April to be Financial Literacy Month back in 2004. Fast forward 13 years and one has to question if we’ve...
Benefits of digital verification on the lending journe...
Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...
Understanding and knowing how to use trended data...
Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...