Credit Cornerstone
With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...
25% of U.S. consumers are considered “thin file” because they have fewer than 5 items in their traditional credit histories. By adding information from...
Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up...
Consumer credit scores A recent survey* released by the Consumer Federation of America and VantageScore Solutions, LLC, shows that potential borrowers are more likely...
Keeping your customers happy is critical to success. And while reducing fraud is imperative, it shouldn’t detract from a positive customer experience. Here are...
Believe it or not, 66% of consumers want to see some visible signs of security and barriers when accessing their accounts so they can...
Business guide to new markets Competition is fierce. Expectations are high. Navigating a new market can be profitable — if managed strategically. Consider these...
When developing a risk model, validation is an essential step in evaluating and verifying a model’s predictive performance. There are two types of data...
There’s no question today’s consumers have high expectations. As financial services companies wrestle with the laws and consumer demands, here are a few points...
Data can be a powerful tool. But the key to data isn’t just accessing it. It’s interpreting it — and using it to make...
Although it’s hard to imagine, some synthetic identities are being used for purposes other than fraud. Here are 3 types of common synthetic identities...
The business case for identity verification and risk assessment tools is most compelling when it includes a broad range of both direct and indirect...
The economy remains steady, maintaining a positive outlook even though the GDP growth slowed in the first quarter. Real estate is holding ground even...
According to our recent research for the State of Alternative Credit Data, more lenders are using alternative credit data to determine if a consumer...
On May 11, 2018, financial institutions will be required to perform Customer Due Diligence routines for their legal entity customers, such as a corporation...
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