Take Action at the First Sign of Trouble
Experian® provides a variety of assessment tools to measure and predict consumer risk as well as an array of reports and search services that let you monitor the financial integrity of business customers. These products are particularly helpful in the acquisitions phase and beneficial throughout the entire customer lifecycle.
Identify risk early with the following products and services focused on your commercial or consumer customers:
- Commercial Focused Products (for lenders and non-lenders)
- Consumer Focused Products (for lenders and non-lenders)
COMMERCIAL FOCUSED PRODUCTS
Baker Hill® Bank2Business®
Facilitates consistency and effectiveness in your business credit lending process to minimize portfolio risk and enable you to be more responsive to your customers’ needs.
Business Profile Report
Understand how an owner's personal finances may impact their small business' financial risk with this comprehensive personal credit report designed for business use. Includes Office of Foreign Assets Control alerts (OFAC) and fraud checking.
Corporate Linkage
Gain a complete perspective of a business’s overall risk and structure by identifying relationships among business locations.
Corporate Records Search Online
These records reveal a company’s incorporation date, type, status, officers and stock information. Use them to detect important business changes that may indicate new risk or increased profitability.
Intelliscore PlusSM
This credit decisioning tool provides both the business credit score and a predictive delinquency score for optimal small business risk assessment.
AFACS//web
Find out whether other companies have filed a claim against the collateral placed on a business loan.
ASSIST//ck®
Profiles account activity that appears to be money laundering, monitors suspicious behavior and creates reports that meet federal guidelines.
ASSIST//score
Profiles account activity that appears to be money laundering, monitors suspicious behavior and creates reports that meet federal guidelines.
Baker Hill® Bank2Consumer®
Grow your consumer lending portfolio while controlling risk by automating the entire consumer lending application process.
Baker Hill® Bank2Dealer®
Automates the entire indirect application process so that you can process applications more quickly, at a competitive rate, while still controlling risk.
Baker Hill Exception® Advisor®
Automates the administrative and relationship aspects of portfolio management to decrease loan loss and risk exposure and reduce client-servicing costs.
Credit Risk AdvisorSM
A comprehensive account management system that scores, analyzes trends and supplies payment history.
Marketswitch OptimizationSM
Determines the right credit amount and terms and adjusts credit lines to profitably grow and retain existing customers.
National Fraud DatabaseSM
This service provides access to the world’s largest repository of verified fraud records.
