Verify Applicants and Customers

Make sure transactions are legitimate

Authenticate, Prescreen and Verify Application Information

One of the best ways to control risk is to prevent fraudulent activity from occurring. Experian® offers services that verify credit card usage, screen high-risk transactions and protect against application fraud.

Authenticate your customer’s identity with the following products:

BizIDSM

Improve operational efficiencies by authenticating a business applicant in a single transaction. Biz ID searches multiple databases to verify business name and business owners while helping meet compliance requirements.

Credit Card Verification

Prevents fraud in real time by verifying a user’s credit card number against the consumer’s full name and address; flags questionable transactions.

Fraud ShieldSM

Locates inconsistencies between application and credit report data and cross-checks against Social Security number, driver’s license, phone number and high-risk addresses.

Fraud ShieldSM Score

Streamline your processes by taking a risk-based approach to fraud prevention. Quickly determine which applicants are most likely to be fraudulent or in need of further review.

Knowledge IQSM

Take a risk-based approach to authentication by targeting only the riskiest consumers with increased verification.

Precise IDSM

Authenticates customers during high-risk transactions using multiple data sources and advanced analytics.

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