Featured Credit Product
Identify Profitable Accounts with Quest
Increase revenue by making the right offers and credit line increases. Quest identifies your most profitable accounts and determines the ideal offer for maximum risk/reward ratio.
Score, Prescreen, Monitor and Analyze
Verify Applicants and Customers
Prevent fraudulent transactions from occurring by authenticating customer identity with application screening and credit card verification tools. Experian also has applications that authenticate business customers and satisfy regulatory requirements.
Minimize Risk
Receive alerts on derogatory information such as liens, bankruptcy, late payments, charge-offs and changes in public records. By identifying potential risk immediately, you’ll be able to create an account strategy and avert loss. Furthermore, by identifying credit customers who are shopping for credit elsewhere, you can take action quickly to retain their business.
Manage Portfolio Risk
Predictive scoring ensures consistent, reliable decisioning. Custom scoring models not only let you mine your portfolio for revenue opportunities, they speed up application processing, help lessors predict risk and enhance collection strategies by identifying accounts with the greatest recovery potential.