Experian ConnectSM

Credit sharing made secure and easy

Need to Share Your Credit Report?

Whether you need to send your credit information to a prospective landlord or need to be approved for financing, Experian Connect will allow you to purchase and view your credit report and score for $14.95 and then securely share it to people authorized by you for 30 days from purchase.

Experian Connect makes sharing safe. There are no social security and account numbers displayed on your report. Access is direct through Experian.


Need to Check Someone's Credit?

View the credit report and score of prospective clients or personal connections who have given you approved access. Perhaps you are a landlord evaluating a tenant, an attorney assisting a client or a parent giving advice to your child.

When you view someone's credit report and score through Experian, you can be sure you are seeing their information directly from the credit bureau and not from a fax, scanned copy or printout.


To use Experian Connect, you will be asked to give us your contact’s name and email address and we will broker your request to view their credit report.

No cost screening services by Experian


Sharing Consumer


  • Invite people you know and trust
  • Purchase and view your credit report and score
  • Securely show your credit report to your connections – You can show it to more than one connection for 30 days from purchase of report and score

Viewing User,

Small Business User

  • Invite clients and other people whose credit you need to see
  • Ask to view their credit information
  • View their credit report and score within 30 days of sharing consumer’s purchase

Consumers will be able to securely show their credit report and score to the connections they choose. This may eliminate manual paperwork and save you time – now decisions may be made quickly.


Join Experian Connect



A credit score is a number based on the information in your credit report. It is similar to a grade you would have received in school, but instead of right and wrong answers, your credit score is based on positive and negative credit history. Paying your bills on time and using your credit responsibly builds a positive history while paying bills late and being irresponsible with your credit builds a negative history.

There are many different ways to calculate a credit score. Experian ConnectSM uses the VantageScore® 3.0 credit score with your Experian credit report. The VantageScore® risk model was developed by the three national credit reporting companies — Experian, TransUnion and Equifax. Unlike other scoring systems, it is the most consistent score using only one model with one set of scoring calculations, resulting in scores that are more uniform and consistent.

VantageScore credit score

What does it mean to create a “Connection” on Experian Connect?

In order to interact with someone else through this service, you first must go through a three-step invitation process. This invitation process allows both parties to confirm they know and trust each other before sharing important information, such as a credit report. Successfully completing the invitation process creates a link between the two accounts, and each party is now a “Connection” to the other.

What is a credit report?

A credit report is a snapshot of your experience with credit-related accounts. Aside from some basic personal information, like your name and address to help identify your report, there are three main types of information on your credit report:

  • Public Records: Court-related information, including bankruptcies, state and county court records, tax liens, monetary judgments and, in some states, overdue child support payments.
  • Credit Inquiries: Names of businesses or individuals that have obtained a copy of your credit report, including lenders, landlords, and employers.
  • Accounts: Payment history on all your Real Estate, Installment, and Revolving Credit Accounts. 

Will purchasing my credit report and/or showing my credit report to my Connections hurt my credit score?

No. When you order or show your credit report and score to your Connections it does not affect your score because it is what we call a “soft inquiry.”  Soft inquiries do not impact your credit score and do not appear on any credit reports viewed by other people. 

Can I use this service for both personal and business use?

Yes. In fact, if you are a small or independent business, it is important to know your personal credit information, too.

Does asking my Connection to see their report hurt their credit score?

No. When you ask a Connection to see their credit report and score, they will need to agree to show it to you. Once they do, it will not affect their score because this type of action is what we call a “soft inquiry”. Soft inquiries do not impact your credit score and do not appear on any credit reports viewed by other people.

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