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Para informacion en espanol, visite www.ftc.gov/credit o escribe a la FTC Consumer Response
Center, Room 130-A 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.
A Summary of Your Rights under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.ftc.gov/credit or write to: Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. Federal enforcers are:
Type of Business: |
Contact: |
Consumer reporting agencies, creditors and others not
listed below |
Federal Trade Commission:
Consumer Response Center - FCRA
Washington, DC 20580 1 877 382 4357 |
National banks, federal branches/agencies of foreign
banks (word "National" or initials "N.A."
appear in or after bank's name) |
Office of the Comptroller of the Currency Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050 |
Federal Reserve System member banks (except national
banks, and federal branches/agencies of foreign banks) |
Federal Reserve Consumer Help
PO Box 1200
Minneapolis, MN 55480 |
Savings associations and federally chartered savings
banks (word "Federal" or initials "F.S.B."
appear in federal institution's name) |
Office of Thrift Supervision
Consumer Complaints
Washington, DC 20552 1 800 842 6929 |
Federal credit unions (words "Federal Credit
Union" appear in institution's name) |
National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314 1 703 519 4600 |
State-chartered banks that are not members of the Federal
Reserve System |
Federal Deposit Insurance Corporation
Consumer Response Center
2345 Grand Avenue, Suite 100
Kansas City, Missouri 64108-2638 1 877 275 3342 |
Air, surface, or rail common carriers regulated by former
Civil Aeronautics Board or Interstate Commerce Commission |
Department of Transportation
Office of Financial Management
Washington, DC 20590 1 202 366 1306 |
Activities subject to the Packers and Stockyards Act,
1921 |
Department of Agriculture
Office of Deputy Administrator - GIPSA
Washington, DC 20250 1 202 720 7051
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Notification of rights for Alaska consumers
Notification of rights for Arkansas consumers
Notification of rights for California consumers
California notice of your rights to request and obtain your credit score
Notification of rights for Colorado consumers
Notification of rights for Connecticut consumers
Notification of rights for Delaware consumers
Notification of rights for District of Columbia consumers
Notification of rights for Florida consumers
Notification of rights for Georgia consumers
Notification of rights for Indiana consumers
Notification of rights for Maryland consumers
Notification of rights for Massachusetts consumers
Notification of rights for Missouri consumers
Notification of rights for Montana consumers
Notification of rights for Nevada consumers
Notification of rights for New Hampshire consumers
Notification of rights for New Jersey consumers
Notification of rights for New Mexico consumers
Notification of rights for New York consumers
Notification of rights for North Carolina consumers
Notification of rights for North Dakota consumers
Notification of rights for Ohio consumers
Notification of rights for Oklahoma consumers
Notification of rights for Rhode Island consumers
Notification of rights for Tennessee consumers
Notification of rights for Texas consumers
Notification of rights for Vermont consumers
Notification of rights for Virginia consumers
Notification of rights for Washington consumers
Notification of rights for West Virginia consumers
Notification of rights for Wisconsin consumers
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