Let Us Help
Learn how Credit Card Verification can quickly and easily authenticate a consumer reducing losses due to fraud.
Contact us at 1 888 414 1120.
Credit Card Verification
Adding confidence to your online transactions.
Experian's real-time authentication service for merchants is the only industry tool that verifies the full credit card number against a consumer's identity through reported trade line activity. Authentication at the point of purchase is critical to safeguarding your customer's information and your business creating an environment that reduces fraud and enables business growth.
- Automated authentication capabilities easily uncovers fraudulent behavior and creates operational efficiencies.
- Unique technology verifies full credit card number against a consumer's identity via reported trade line activity.
- Verifies transactions in seconds rather than minutes.
- Access to Experian's File OneSM credit database containing information on more than 220 million credit-active consumers.
- Fraud alerts on closed accounts, lost or stolen credit cards, and victim statements.
- Multiple access methods include – real-time or batch processing, instant Web-based processing, XML delivery – which allow transparent integration with your internal platforms or consumer-facing Web sites.
Integrated Fraud Alert Data
|
One of Seven Match Codes are Returned |
Output Account Data |
Customer Match Data |
|
|
|
|
Get additional fraud alerts such as recent change of address, high-risk addresses, victim statements and other potential identity theft activity indicators. |
||
Multiple Uses
Criminals are constantly seeking new ways to take advantage of vulnerabilities and fraud is an ever-growing expensive problem affecting all financial institutions and merchants. Linking a consumer’s name and address to the card they are using significantly helps verify legitimate transactions and reduces fraudulent losses.
|
Credit Card Verification for Balance Transfers |
Credit Card Verification for Merchants |
| Ensures the account receiving the funds belongs to the person requesting the balance transfer. | Ensures that the credit card being used to make a purchase via the internet actually belongs to the person presenting the card. |
Request More Information
Find out how Experian's Credit Card Verification can help you. Call us at 1 888 414 1120 or complete the form below and an Experian representative will contact you as soon as possible.
