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Bureau Scoring Models
Highly predictive decisioning tools for a more profitable portfolio.

Experian offers a comprehensive suite of broad-based and industry-specific bureau scores designed to support response, risk, bankruptcy and recovery strategy decisions.

Reduce risk, increase profitability and maximize customer relationships

A selection of bureau scores is available to help you identify best prospects, creditworthy customers or most profitable recovery opportunities.

Make objective, consistent and efficient customer evaluations

When you automate your decisioning process with bureau scores, your credit decisions are made using statistically derived, non-judgmental, uniform variables.

Ensure easy delivery and quick implementation at a cost-effective price

Experian's bureau scores are available for immediate delivery and are included as part of Experian's Credit Profile Report or can be appended to a prescreen or account management program. No up-front fees are involved and pricing is based on volume.

Features

Bankruptcy models detect potential for becoming bankrupt

Bankruptcy WatchSM

Highlight the risk of bankruptcies based on Experian bureau data.

Experian Bankruptcy ModelSM

Highlight the risk of bankruptcies using a tri-bureau solution.

Risk models forecast probability of seriously delinquent or derogatory payment behavior

Broad-based Risk Models

Predict delinquency on any type of account across all industries.

- Scorex PLUSSM
- National Risk Model
- National Equivalency Score

Industry-specific Risk Models

Capture the nuances of a particular industry and predict the likelihood of delinquency on a specific type of account.

- Auto Risk Model
- Credit Union Risk ModelSM
- Retail Risk Model
- SureViewSM (non-prime bankcard accounts)
- Telecommunications, Energy and Cable Risk ModelSM
- Tele-Risk ModelSM (local and long-distance telecommunications accounts)

Response models predict the likelihood of response to an offer

Bankcard Response Model

Identify creditworthy consumers most likely to respond to preapproved bankcard offers.

Auto Market Prospects – In the Market ModelSM

Identify prospects who are most likely to be "in the market" for auto financing in the next five months (loans and leases).

Recovery models prioritize collection efforts based on collectability

RecoveryScoreSM

Identify which accounts have the greatest recovery potential.

For more information on this product, please contact us at 1 888 894 4695.


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For more information, please contact us at 1 888 894 4695.
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