Make better business decisions across your entire customer life cycle

Put More Data To Work

Greater Decisioning Power

Improved Market Agility

• Pull data from multiple sources — both internal and external — into your decisioning model
• Access an unlimited number of scores and attributes, including real-time access to credit bureau data
• Integrate third-party data sources into your decisioning engine

• A best-in-class decision engine capable of calculating numerous predictive attributes and custom scoring models
• Test new strategies against current decision models or perform what-if simulations on historical data
• Numerous applications: launch new products, increase customer retention, generate cross-sell offers and much more

• Deploy new decision strategies faster, so you can respond to market changes in a timely manner
• Deliver real-time, instant decisions while a customer is at the point of sale
• Quickly adjust your decisioning strategies to respond to regulatory changes

Types of Decisions

Industries

Lines of Business

Other Applications

• Prospecting decisions
• Prescreen
• Acquisition and underwriting decisions
• Fraud determination
• Customer management decisions
• Credit line management decisions
• Initial pricing determination
• Collection management decisions

• Banks, credit unions and other financial institutions
• Finance and credit companies
• Retailers
• Telecom, energy and utilities
• Healthcare providers
• Government agencies
• Collections agencies
• Processors and resellers

• Student loans
• Deposits
• Personal/Unsecured
• Credit card/Debit card
• Vehicle finance
• Home equity
• Mortgage
• Commercial

View an extended matrix of decision types, industries and applications.

Flexible Deployment

Implementation Support

Simple and Reliable

• A variety of deployment options, including on-premise, hosted and Software as a Service, are available based on your business needs
• Deploy as a standalone system or integrate seamlessly into your systems and business processes
• Scalable and customizable, so you pay for only the functionality you need

• We partner with you to ensure the correct decisioning solution is chosen, customized and installed
• From start to finish, a dedicated team of our decision management consultants works with you to perform strategy design, model validation and data intelligence, ensuring a successful system implementation

• Put decisioning power into the hands of business users, giving them the power to manage decision strategies without IT involvement
• Process a high volume of transactions, with support and availability 24 hours a day
• Augment and improve your existing systems with minimal IT costs