Welcome to the Experian Thought Leadership Hub

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

This report explores key rental market trends, including shifts in demographics, economic impacts, and tenant behaviors, providing insights into the evolving rental landscape.

In this webinar, Experian Housing experts present key trends and developments that are currently influencing the industry, including rental prices, vacancy rates and renter's financial health. Don't miss out on the latest insights that will help you adapt to the changes in the U.S. Rental Housing Market.

Spending during the first quarter exceeded expectations, providing much-needed cash flow for small businesses. This influx of capital has enabled small firms to reduce debt and consider future growth and capital expenditures. Despite inflationary pressures and tighter lending conditions, the outlook remains cautiously optimistic. The Federal Reserve's anticipated rate cuts, expected to begin late in 2024, could further stimulate economic activity and provide a boost to small businesses.

Based on a survey of more than 2,000 U.S. consumers and 200 U.S. businesses, Experian's 2024 U.S. Identity and Fraud Report provides a snapshot of the current fraud landscape, shifting consumer expectations and actionable insights into how you can prioritize future fraud prevention technology investments.

Read the latest regional consumer spending and economic growth trends, as well as our in-house macroeconomic forecasts for the year ahead.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Experian's data scientists and analysts equip fintechs with consumer credit trends to help make strategic lending decisions as well as a profitable growth roadmap for the second half of 2024 and beyond. Impactful callouts from the report include:

• Unsecured personal loan originations for fintech lenders are showing a stead 5-year growth despite being down from this time last year.
• Delinquency rates for fintech lenders in both unsecured personal loads and credit cards are seeing Month-over-month decreases in Q1 of 2024.

Implement portfolio management, growth, upsell and fraud strategies now ahead of the season for swiping to capture wallet share including Gen Z's growing spending power.