Telecommunications, Cable & Utilities

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An Update on the Proposed CFPB Debt Collection Regulat...

To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...

Read More An Update on the Proposed CFPB Debt Collection Regulation
The U.S. Social Security Administration’s Identity Ver...

Experian is excited to have been chosen as one of the first data and analytics companies that will enable access to Social Security Administration...

Read More The U.S. Social Security Administration’s Identity Verification and Consequences for Synthetic ID — The Eye of The Hurricane
The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

Read More The Future of Technology and Innovation
Experian Boost Gives Dealers a Chance to Build Relatio...

Experian Boost provides a unique opportunity to help dealers build loyalty while helping consumers....

Read More Experian Boost Gives Dealers a Chance to Build Relationships, Sell More Vehicles
Are You Ready for the New CFPB Regulation?...

Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...

Read More Are You Ready for the New CFPB Regulation?
Why You Need to Pay Close Attention to TCPA...

Have you seen the latest Telephone Consumer Protection Act (TCPA) class action lawsuit? TCPA litigations in the communications, energy and media industries are dominating...

Read More Why You Need to Pay Close Attention to TCPA
To Win with Machine Learning, It Isn’t What You Do; It...

If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...

Read More To Win with Machine Learning, It Isn’t What You Do; It’s How You Do It
Beyond Basic Data Sampling for Model Development...

Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...

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Protecting People Fuels Experian’s Commitment to Ident...

As our society becomes ever more dependent on everything mobile, criminals are continually searching for and exploiting weaknesses in the digital ecosystem, causing significant...

Read More Protecting People Fuels Experian’s Commitment to Identity Protection and Fraud Prevention
In Lending as in Baseball, Moneyball Is No Longer Enou...

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

Read More In Lending as in Baseball, Moneyball Is No Longer Enough
Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

Read More Machine learning and Extreme Gradient Boosting
Machine Learning for Real-World Credit Risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

Read More Machine Learning for Real-World Credit Risk
The Cost of a CIP Solution Is Greater Than the Unit Pr...

Customer Identification Program (CIP) solution through CrossCore® Every day, I work closely with clients to reduce the negative side effects of fraud prevention. I...

Read More The Cost of a CIP Solution Is Greater Than the Unit Price
Q&A with AFSA on the State of Alternative Data...

As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...

Read More Q&A with AFSA on the State of Alternative Data
When Enough Isn’t Enough — Resampling Techniques for M...

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

Read More When Enough Isn’t Enough — Resampling Techniques for Model Development