All posts by Theresa Nguyen

Discover how token-based authentication works, its types, and why businesses trust it to secure sensitive data.

Whether consumers are shopping for new credit or experiencing financial stress, monitoring their behavior is crucial — even more so in an ever-changing economy. Our latest infographic explores economic trends impacting consumers’ financial behaviors and how Experian’s Risk and Retention TriggersSM enable lenders to detect early signs of risk or churn. Key highlights include: Credit card balances climbed to $1.17 trillion in Q3 2024. As prices of goods and services remain elevated, consumers may continue to experience financial stress, potentially leading to higher delinquency rates. Increasing customer retention rates by 5% can boost profits by 25% to 95%. View the infographic to learn how Risk and Retention Triggers can help you advance your portfolio management strategy. Access infographic

Our new report provides a snapshot of the current credit card landscape and strategy considerations to inform your business decisions.

Learn how background screeners can optimize pre-employment verification processes, reduce fraud risks, and ensure compliance.

Browser fingerprinting, alongside other fraud prevention tools, can help businesses safeguard their operations and uphold customer trust.

Experian's latest GenAI solution empowers organizations to increase productivity, improve data visibility, and scale expertise.

Take a deep dive into this month's economic and credit data, including trends in originations, retail sales, and consumer sentiment.

With fraudsters continuously refining their methods, fintechs must invest in advanced fintech fraud detection and prevention solutions.

Cashflow underwriting is a modern approach to evaluating creditworthiness, giving lenders a greater view into one's financial situation.

With the advent of AI and ML, optimizing credit prescreen campaigns has never been easier or more efficient.

Explore the essentials of identity authentication, its importance for financial institutions, and what effective solutions look like.

Explore what email account takeover is and why it's more important than ever for organizations to prevent it now.

For lenders, mitigating first payment default requires data, advanced analytics, customer engagement, and agile risk management.

Data-driven marketing insights can help your organization target more accurately and create a better customer experience.

With automated income verification, lenders can approve more applicants quickly and provide exceptional digital experiences. Learn more!