Market Trends

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

November 12, 2015 by Carrie Janot

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

October 22, 2015 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350...

August 17, 2015 by Carrie Janot

According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit...

August 10, 2015 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion....

July 17, 2015 by Carrie Janot

According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up...

July 10, 2015 by Carrie Janot

While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business...

June 26, 2015 by Carrie Janot

According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with...

June 18, 2015 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to...

June 4, 2015 by Carrie Janot

Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data...

May 22, 2015 by Carrie Janot

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

May 8, 2015 by Carrie Janot

In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...

April 27, 2015 by Carrie Janot

Data quality continues to be a challenge for many organizations....

April 22, 2015 by Carrie Janot

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore®...

April 21, 2015 by Carrie Janot

A comprehensive customer-experience strategy can give companies the competitive edge needed in a market where price, products and service can no longer be considered...

February 20, 2015 by Carrie Janot