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Even if it looks like a bank and acts like a bank, there’s a good chance the company behind that financial services transaction may actually be a fintech.
Leveraging Real-Time Income and Employment Verification to Enhance the Member Experience
Apply CIS TagFor credit unions, having the the proper income and employment verification tools in place is key when creating a first-class application process.
In our newest white paper, we explore the obstacles hindering digital identity management, and the best way to build a layered identity solution.
Ascend Intelligence Services wins fintech breakthrough awards & empowers financial firms with Experian's managed analytics solutions and services.
Experian can help businesses overcome the barriers on the path to a seamless and digital verification process for mortgage lending.
Underreported income is a significant budget complication that can frustrate even the most effective tax agencies, until the right tools are used.
Fintechs have been an enormously disruptive force of change in financial services over the past 10 years. From digital payments, lending, insurance, digital banks, to personal finance and many other subsectors in between, fintechs have rapidly transformed everything from business and operating models to customer expectations. It’s this innovative drive that is celebrated and fostered each year at LendIt Fintech - a conference that brings together the fintech and financial services community to connect and reimagine the future of finance. And there may not be another year on record that called for the reimagining of finance more than 2020. Last year, the financial services industry – from consumers, fintechs and other subdivisions across the globe – endured many changes and challenges due to the COVID-19 pandemic. But it also brought accelerated innovations; and with them, increased customer expectations and a focus on financial equity and inclusion. As consumer credit scores and demand for credit continue to rise, fintechs have an opportunity to re-examine what credit looks like in a post-COVID lending environment, and explore opportunities for growth in 2021. Experian’s Chief Product Officer Greg Wright tackled this topic at the recent Lendit Fintech conference, alongside Ibo Dusi of Happy Money, Myles Reaz of Upgrade and the Garry Reeder with the American Fintech Council. Watch the full panel discussion in the video below and hear more about: How panelists define data, alternative data and how it factors in their lending How alternative data can help drive financial inclusion and get to a ‘yes’ more often with consumers Using data to make the consumer experience more frictionless and seamless For more information about how Experian can help fintech organizations of all sizes reach their business and lending goals, visit our fintech solutions page. Explore Experian's Fintech Solutions
In this infographic, we'll dive into the 5 benefits of AI/ML for lenders and financial instutitions.
Experian announced its expansion into Employer Services and the release of its new real-time income and employment verification products, Experian Verify.
Digitalization continues to remain a top priority for many organizations in 2021.
AutoCheck Buyback Protection is a policy that will compensate a consumer by buying back their vehicle under certain circumstances...
Gain insight into emerging fraud schemes related to the COVID-19 vaccines and increased use of digital home technologies. Read more!
The Center for Financial Professionals (CeFPro) has named Experian in its global Fintech Leaders List for the second year in a row.
Utilities Q&A Perspective Series: Maintaining Quality Contact Data Throughout the Customer Lifecycle
Apply CIS TagBy ensuring your organization’s data quality, you can allocate resources more effectively, minimize costs and safely serve your customers. Read more!
Here are the four steps fintechs should take to reenter the lending market intelligently, while mitigating as much risk as possible.