All posts by Guest Contributor

By: Staci Baker As the economy has been hit by the hardest recession since the Great Depression, many people wonder how and when it...

Published: October 18, 2010 by Guest Contributor

By: Margarita Lim You may be surprised to learn that identity theft isn’t just a crime committed by an individual or individuals. There are...

Published: October 18, 2010 by Guest Contributor

By: Wendy Greenawalt In a recent poll conducted by Experian, 82 percent of the respondents indicated they were undecided or currently assessing options for complying...

Published: October 13, 2010 by Guest Contributor

By: Margarita Lim Consumer data has increasingly become commoditized over the years. There’s a lot of it and it’s arguably more easily obtainable. Social...

Published: October 13, 2010 by Guest Contributor

By: Kenneth Pruett I really thought I was going to be on easy street after receiving two emails in less than a week. The...

Published: October 7, 2010 by Guest Contributor

By: Kari Michel Credit bureau data has been used for many years to develop credit risk models, bankruptcy scores,  profitability models, and response models to...

Published: September 27, 2010 by Guest Contributor

By: Wendy Greenawalt US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing...

Published: September 21, 2010 by Guest Contributor

By: Staci Baker On September 12, 2010, the new Basel III rules were passed in Basel, Switzerland. These new rules aim to increase the liquidity...

Published: September 20, 2010 by Guest Contributor

By: Kennis Wong   In the last post, I emphasized the importance of fraud detection even after an account has been approved. If information...

Published: September 2, 2010 by Guest Contributor

By: Kennis Wong Most lenders authenticate applicants before they extend credit. With identity theft so prevalent today, not ensuring you are dealing with the real...

Published: August 31, 2010 by Guest Contributor

By: Kristan Frend It seems as though desperate times call for desperate measures- with revenues down and business loans tougher than ever to get, “shelf”...

Published: August 27, 2010 by Guest Contributor

By: Kristan Frend As if business owners need one more thing to worry about — according to the Javelin Strategy & Research’s 2010 Identity...

Published: August 23, 2010 by Guest Contributor

By: Kari Michel What are your acquisition strategies to increase consumer lending and gain market share? This blog will discuss new approaches to create segment-based targeting campaigns and...

Published: July 30, 2010 by Guest Contributor

By: Tom Hannagan An article in American Banker* today discusses how many community banks are now discouraging new deposit gathering. We have seen many...

Published: July 28, 2010 by Guest Contributor

By: Wendy Greenawalt The final provisions included in The Credit Card Act will go into effect on August 22, 2010. Most lenders began preparing for...

Published: July 27, 2010 by Guest Contributor