All posts by Guest Contributor

By: Kari Michel The U.S. government and mortgage lenders have developed various loan modification programs to help homeowners better manage their mortgage debt so that...

Published: November 16, 2009 by Guest Contributor

By: Kennis Wong It’s true that intent is difficult to prove. It’s also true that financial situations change. That’s why financial institutions have not,...

Published: November 9, 2009 by Guest Contributor

By: Tracy Bremmer There has been a lot of hype these days about people strategically defaulting on their mortgage loans. In other words, a...

Published: November 9, 2009 by Guest Contributor

By: Kari Michel Most lenders use a credit scoring model in their decision process for opening new accounts; however, between 35 and 50 million...

Published: November 4, 2009 by Guest Contributor

By: Wendy Greenawalt In the last installment of my three part series dispelling credit attribute myths, we’ll discuss the myth that the lift achieved...

Published: October 23, 2009 by Guest Contributor

By: Wendy Greenawalt In the second installment of my three part series, dispelling credit attribute myths, we will discuss why attributes with similar descriptions...

Published: October 21, 2009 by Guest Contributor

By: Wendy Greenawalt This blog kicks off a three part series exploring some common myths regarding credit attributes. Since Experian has relationships with thousands...

Published: October 20, 2009 by Guest Contributor

By: Kennis Wong In Part 1 of Generic fraud score, we emphasized the importance of a risk-based approach when it comes to fraud detection....

Published: October 12, 2009 by Guest Contributor

By: Kennis Wong In this blog entry, we have repeatedly emphasized the importance of a risk-based approach when it comes to fraud detection. Scoring and...

Published: October 9, 2009 by Guest Contributor

By: Kristan Keelan Most financial institutions are well underway in complying with the FTC’s ID Theft Red Flags Rule by: 1.  Identifying covered accounts 2. ...

Published: September 29, 2009 by Guest Contributor

By: Kristan Keelan What do you think of when you hear the word “fraud”?  Someone stealing your personal identity?  Perhaps the recent news story...

Published: September 24, 2009 by Guest Contributor

By: Kari Michel In August, consumer bankruptcy filings were up by 24 percent over the past year and are expected to increase to 1.4 million...

Published: September 24, 2009 by Guest Contributor

By: Kennis Wong As I said in my last post, when consumers and the media talk about fraud and fraud risk, they are usually referring to...

Published: September 8, 2009 by Guest Contributor

By: Kennis Wong When consumers and the media talk about fraud and fraud risk, nine out of ten times they are referring to third-party...

Published: September 4, 2009 by Guest Contributor

By: Ken Pruett I find it interesting that the media still focuses all of their attention on identity theft when it comes to credit-related...

Published: August 30, 2009 by Guest Contributor