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Setting new records isn’t just for racecar drivers. The auto finance industry continues to achieve its own new highs. According to Experian’s State of...

Published: April 7, 2017 by Guest Contributor

Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...

Published: March 30, 2017 by Guest Contributor

The adoption of EMV terminals has pressured attackers to migrate their fraud attempts to the card-not-present channel. This is a major driver to the...

Published: March 23, 2017 by Guest Contributor

Legitimate address discrepancies are common, which surprises most people. And handling every address discrepancy as a high fraud risk is operationally expensive and inhibits...

Published: March 16, 2017 by Guest Contributor

Fraud and address manipulation (Part 1) Identifying an address as incorrect seems simple enough. But in reality, address mismatches between an application and credit...

Published: March 9, 2017 by Guest Contributor

Divorce often affects financial health negatively. It’s expensive – often causing nearly $20,000 in losses.  A recent Experian survey found: 34% say their divorce...

Published: March 2, 2017 by Guest Contributor

A recent Experian study found that the amount of time it’s taking for automotive loans opened in Q4 2015 to become delinquent is actually...

Published: February 23, 2017 by Guest Contributor

Reactivation campaigns make economic sense. They build on a brand’s previous investments, targeting customers who already are aware of and previously have engaged with...

Published: February 16, 2017 by Guest Contributor

A recent analysis revealed a 9-point negative shift in the average VantageScore® for personal loan originations from Q3 to Q4 of 2016. Additional insights...

Published: February 9, 2017 by Guest Contributor

The consumer economy has evolved dramatically over the past few years — in large part due to technology and access to large amounts of...

Published: January 25, 2017 by Guest Contributor

Big changes for the new year 2017 is expected to bring some big changes. But what do those changes mean for the financial services...

Published: January 25, 2017 by Guest Contributor

Internet-connected devices provide endless possibilities, but they rely on technology and collected data to deliver on their promises. This can compromise your network security....

Published: January 6, 2017 by Guest Contributor

The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...

Published: January 5, 2017 by Guest Contributor

As we kick off the new year, let’s take a look at some interesting things we learned about data quality in 2016. Our latest...

Published: January 3, 2017 by Guest Contributor

Fraud and cybersecurity are two of the biggest risks challenging organizations and the economy today. Fraud has become its own industry, to the tune...

Published: December 22, 2016 by Guest Contributor

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Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

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