Financial Services
The early stages of establishing a startup are some of the most difficult. In fact, it is said 90 percent of startups fail. Challenges...
An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...
Consumers and businesses alike have been hyper-focused on all things data over the past several months. From the headlines surrounding social media privacy, to...
With delinquencies on the rise, financial institutions are looking for new tools to evaluate and improve the financial lives of customers and members. As...
The second full day of Experian Vision 2018 kicked off with an inspirational message from keynote speakers Capt. Mark Kelly and Former Congresswomen Gabby...
Alternative credit data. Enhanced digital credit marketing. Faster, integrated decisioning. Fraud and identity protections. The latest in technology innovation. These were the themes Craig...
The traditional credit score has ruled the financial services space for decades, but it‘s clear the way in which consumers are managing their money...
Experian’s annual Vision Conference kicks off on Sunday to a sold-out crowd in Scottsdale, Ariz., bringing together some of the industry’s top thought leaders...
At Experian, innovation is at the heart of our culture. We strive for continuous improvement, from finding new ways to better use data to...
In my first blog post on the topic of customer segmentation, I shared with readers that segmentation is the process of dividing customers or...
Marketers are keenly aware of how important it is to “Know thy customer.” Yet customer knowledge isn’t restricted to the marketing-savvy. It’s also essential...
Alternative credit data sources make it possible for lenders to gain a more holistic view of existing and potential client bases, enabling them to...
In the credit game, the space is deep and diverse. From super prime to prime to subprime consumers, there is much to be learned...
With 16.7 million reported victims of identity fraud in 2017 (that’s 6.64 percent of the U.S. population), it was another record year for the...
Managing your customer accounts at the identity level is ambitious and necessary, but possible Identity-related fraud exposure and losses continue to grow. The underlying...
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