Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
Mitigating synthetic identities Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...
The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...
How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...
When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
Weekend getaways, beach vacations and summer camp are all part of the beauty of summer. But they can come with a hefty price tag,...
There are about as many definitions for people-based marketing as there are companies using the term. Each company seems to skew the definition to fit...
For an industry that has grown accustomed to sustained year-over-year growth, recent trends are concerning. The automotive industry continued to make progress in the fourth...
The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...
Risk analysts are insatiable consumers of big data who require better intelligence to develop market insights, evaluate risk and confirm business strategies. While every...
In just a few short hours, Vision attendees immersed themselves into the depths of the economy, risk models, specialty finance data, credit invisibles, student...
So many insights and learnings to report after the first full day of 2017 Vision sessions. From the musings shared by tech engineer and...