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This article first appeared in Baseline Magazine Since it is possible for cyber-criminals to create a synthetic person, businesses must be able to differentiate...

Published: May 10, 2016 by Guest Contributor

With Military Appreciation Month celebrated in May, what better time for financial institutions to refresh their best practices in protecting and serving military credit...

Published: May 2, 2016 by Kerry Rivera

The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, and an average balance of $29,000. In fact,...

Published: April 27, 2016 by Kerry Rivera

Whether its new regulations and enforcement actions from the Consumer Financial Protection Bureau or emerging legislation in Congress, the public policy environment for consumer...

Published: April 19, 2016 by Tony Hadley

Ensuring the quality of reported consumer credit data is a top priority for regulators, credit bureaus and consumers, and has increasingly become a frequent...

Published: April 14, 2016 by Ashley Knight

Device emulators — wolves in sheep’s clothing Despite all the fraud prevention systems and resources in the public and private sectors, online fraud continues...

Published: April 11, 2016 by Mike Gross

Best practices and innovative strategies for banking to millennials Before we begin, a disclaimer: Banking to millennials is a long-term strategy. Many marketing campaigns...

Published: April 10, 2016 by Traci Krepper

In today’s interconnected world, reaching consumers should be as simple as sending a text or calling their cell phone. However, complying with the Telephone...

Published: April 6, 2016 by Tony Hadley

April is Financial Literacy Month, a special window of time dedicated to educating Americans about money management. But as stats and studies reveal, it...

Published: April 1, 2016 by Kerry Rivera

Whether it is an online marketplace lender offering to refinance the student loan debt of a recent college graduate or an online small-business lender...

Published: March 23, 2016 by Tony Hadley

When checking access accounts were first introduced, it wasn’t uncommon for banks to provide new customers “basic” transaction services in starter checking accounts. These...

Published: March 22, 2016 by Guest Contributor

Identity management traditionally has been made up of creating rigid verification processes that are applied to any access scenario. But the market is evolving...

Published: March 16, 2016 by Kolin Whitley

It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...

Published: March 14, 2016 by Kerry Rivera

Proven identity and device authentication to minimize identity tax return fraud Identity fraud places an enormous burden on its victims and presents a challenge...

Published: March 10, 2016 by Traci Krepper

It’s hard to remember a world without online lenders. Today, fintech players continue to pop up, making it easier to cross-shop loans and land...

Published: March 10, 2016 by Denise McKendall

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