This article first appeared in Baseline Magazine Since it is possible for cyber-criminals to create a synthetic person, businesses must be able to differentiate...
With Military Appreciation Month celebrated in May, what better time for financial institutions to refresh their best practices in protecting and serving military credit...
The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, and an average balance of $29,000. In fact,...
Whether its new regulations and enforcement actions from the Consumer Financial Protection Bureau or emerging legislation in Congress, the public policy environment for consumer...
Ensuring the quality of reported consumer credit data is a top priority for regulators, credit bureaus and consumers, and has increasingly become a frequent...
Device emulators — wolves in sheep’s clothing Despite all the fraud prevention systems and resources in the public and private sectors, online fraud continues...
Best practices and innovative strategies for banking to millennials Before we begin, a disclaimer: Banking to millennials is a long-term strategy. Many marketing campaigns...
In today’s interconnected world, reaching consumers should be as simple as sending a text or calling their cell phone. However, complying with the Telephone...
April is Financial Literacy Month, a special window of time dedicated to educating Americans about money management. But as stats and studies reveal, it...
Whether it is an online marketplace lender offering to refinance the student loan debt of a recent college graduate or an online small-business lender...
When checking access accounts were first introduced, it wasn’t uncommon for banks to provide new customers “basic” transaction services in starter checking accounts. These...
Identity management traditionally has been made up of creating rigid verification processes that are applied to any access scenario. But the market is evolving...
It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...
Proven identity and device authentication to minimize identity tax return fraud Identity fraud places an enormous burden on its victims and presents a challenge...
It’s hard to remember a world without online lenders. Today, fintech players continue to pop up, making it easier to cross-shop loans and land...