Financial Services

Time to dust off those compliance plans and ensure you are prepared for the new regulations, specifically surrounding the Military Lending Act (MLA). Last...

Published: February 29, 2016 by Tony Hadley

Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...

Published: February 22, 2016 by Paul Desaulniers

Compliance definitions LOA, CIP, FACTA, KYC — These acronyms seem endless, and navigating compliance can be both confusing and a painful drain on resources....

Published: February 12, 2016 by Shelleyanne Rein

Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...

Published: February 10, 2016 by Shelly Miller

Accuracy matters. It matters in dart throwing, math calculations, and now more than ever, in data reporting. The Consumer Financial Protection Bureau (CFPB) issued...

Published: February 8, 2016 by Kerry Rivera

Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...

Published: February 2, 2016 by Andrew Beddoes

What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...

Published: January 31, 2016 by Monica Pearson

Ensure you’re protecting consumer data privacy Data Privacy Day is a good reminder for consumers to take steps to protect their privacy online —...

Published: January 28, 2016 by Traci Krepper

Who will take the coveted Super Bowl title in 2016? Now that we’re down to the final two teams, the commentary will heighten. Sportscasters,...

Published: January 25, 2016 by Kerry Rivera

Attract and retain high-value demand deposit accounts The excitement of the new year has ended, and now the big question remains: What will 2016...

Published: January 21, 2016 by Guest Contributor

The new year has started, the champagne bottles recycled. Bye-bye holidays, hello tax season. In fact, many individuals who are expecting tax refunds are...

Published: January 13, 2016 by Eric Kim

Looking at true fraud rate I’ve talked with many companies over the years about their fraud problems. Most have a genuine desire to operate...

Published: January 11, 2016 by Bill Sallurday

As thought leaders in every industry make predictions for what 2016 will bring, I’m guessing there will be a few constants. New couples will...

Published: January 6, 2016 by Paul Desaulniers

The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, and an average balance of $29,000. With Millennials...

Published: December 16, 2015 by Kerry Rivera

Leveraging customer intelligence in the age of mass data compromise Hardly a week goes by without the media reporting a large-scale hack of sensitive...

Published: December 16, 2015 by Traci Krepper