Financial Services

By: Joel Pruis Times are definitely different in the banking world today.  Regulations, competition from other areas, specialized lenders, different lending methods resulting in...

Published: June 7, 2013 by Guest Contributor

As we prepare to attend next week’s FS-ISAC & BITS Summit we know that the financial services industry is abuzz about massive losses from the...

Published: April 23, 2013 by Mike Gross

This post is in response to the recent Bankinter story of NFC payments at the point-of-sale without requiring SE – and the lack of...

Published: March 13, 2013 by Cherian Abraham

Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...

Published: March 5, 2013 by Cherian Abraham

Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...

Published: February 27, 2013 by Andrew Beddoes

Each year, more than $1 billion is stolen from accounts at small and mid-sized banks across the U.S. and Europe. Unless the nature of...

Published: February 19, 2013 by David Britton

At midnight yesterday, Google sent me an email on how the new GoogleWallet update will now allow me to store my “Citi MasterCard” online....

Published: January 31, 2013 by Cherian Abraham

First, it aims to drastically reduce payment acceptance costs through any and all means and Secondly – keep merchant data firmly within their purview....

Published: January 25, 2013 by Cherian Abraham

All skip tracing data is the same, right? Not exactly. While there are many sources of consumer contact data available to debt collectors, the...

Published: January 22, 2013 by Rollin Girulat

Research shows that investing in superior customer management easily can exceed returns of 20 percent in the first year of implementation. A return that...

Published: December 6, 2012 by Guest Contributor

With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...

Published: December 4, 2012 by Alan Ikemura

Gone are the days when validating scoring models was a thing you did when you got around to it. Besides that fact that the...

Published: November 15, 2012 by Veronica Herrera

It comes as no surprise to anyone that cell phone usage continues to rise, while at the same time the usage of wire lines,...

Published: October 31, 2012 by Rollin Girulat

Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...

Published: October 24, 2012 by Guest Contributor

I'm here in Vegas at the Mobile2020 conference and I am fascinated by my room key. This is not the usual “insert in to...

Published: October 21, 2012 by Cherian Abraham