Financial Services

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Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

Published: June 12, 2019 by Laura Burrows

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

Published: June 7, 2019 by Laura Burrows

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

Published: June 4, 2019 by Laura Burrows

You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...

Published: May 29, 2019 by Jesse Hoggard

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

Published: May 22, 2019 by Stefani Wendel

Earlier this month, Experian joined FinovateSpring in San Francisco, CA to demonstrate innovations impacting financial health to over 1,000 attendees. The Finovate conference promotes...

Published: May 20, 2019 by Brittany Peterson

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

Published: May 20, 2019 by Stefani Wendel

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

Published: May 17, 2019 by Laura Burrows

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...

Published: May 9, 2019 by Laura Burrows

Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...

Published: May 7, 2019 by Stefani Wendel

“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...

Published: May 6, 2019 by Stefani Wendel

Experian’s 38th annual Vision Conference kicks off on Sunday, May 5 in San Antonio, Texas. The sold-out thought leadership conference, is known for driving...

Published: May 2, 2019 by Stefani Wendel

Do more with less. Once the mantra of the life-hacking movement, it seems to be the charge given to marketers across the globe. Reduce...

Published: April 30, 2019 by Jesse Hoggard

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

Published: April 25, 2019 by Laura Burrows

If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...

Published: April 24, 2019 by Jim Bander

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