Credit Lending

Traditional credit attributes provide immense value for lenders when making decisions, but when used alone, they are limited to capturing credit behavior during a...

Published: February 28, 2018 by Traci Krepper

Today’s consumer lending environment is more dynamic and competitive than ever, with renewed focus on personal loans, marketplace lending and the ever-challenging credit card...

Published: February 19, 2018 by Craig Wilson

Are you ready to launch a new product to capture the revenue growth opportunities in today’s market? The competition is heating up for new...

Published: February 2, 2018 by Craig Wilson

Consumers are hungry for more personalized marketing, and I’m an actual example. As a new stepmom to two young kids, who has a full-time...

Published: January 30, 2018 by Sacha Ricarte

You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...

Published: January 17, 2018 by Reuth Kienow

Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...

Published: January 16, 2018 by Kerry Rivera

Student loan debt is weighing down Americans of all generations, but a college education is still prized as the ticket to opportunity. So will...

Published: December 19, 2017 by Kerry Rivera

Alternative Data Shedding New Light on Consumers Why Investors Want Alternative Data Banks and Tech Firms Battle Over Something Akin to Gold: Your Data...

Published: December 5, 2017 by Sacha Ricarte

As we enter the holiday season, headlines abound around the shifts and trends in retail. How are consumers shopping? What are they buying online versus...

Published: November 13, 2017 by Kerry Rivera

With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...

Published: November 9, 2017 by Guest Contributor

If someone asked you for stats on your retail card portfolio, would you respond with the number of accounts? Average spend per month? Or...

Published: November 1, 2017 by Kyle Matthies

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and...

Published: October 12, 2017 by Guest Contributor

We regularly hear from clients that charge-offs are increasing and they’re struggling to keep up with the credit loss. Many clients use the same...

Published: September 5, 2017 by Steve Platt

School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....

Published: August 23, 2017 by Kerry Rivera

There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...

Published: August 17, 2017 by Guest Contributor