Credit Lending

The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...

Published: August 3, 2017 by Guest Contributor

CFPB and credit invisibles A recent study by the Consumer Financial Protection Bureau (CFPB) found that American consumers establish credit differently depending on their...

Published: July 27, 2017 by Guest Contributor

Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving. But positive...

Published: July 25, 2017 by Denise McKendall

1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...

Published: July 20, 2017 by Guest Contributor

School’s out, and graduation brings excitement, anticipation and bills. Oh, boy, here come the student loans. Are graduates ready for the bills? Even before...

Published: July 10, 2017 by Mark Soffietti

The State of Credit Unions 2017 In the financial services universe, there is no shortage of players battling for consumer attention and share of...

Published: June 29, 2017 by Guest Contributor

Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...

Published: June 23, 2017 by Kerry Rivera

Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...

Published: June 20, 2017 by Sacha Ricarte

Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...

Published: June 15, 2017 by Traci Krepper

How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...

Published: June 8, 2017 by Kerry Rivera

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...

Published: June 7, 2017 by Melinda Zabritski

Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...

Published: June 1, 2017 by Guest Contributor

The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...

Published: May 30, 2017 by Sacha Ricarte

Today is a great day for Experian and our automotive clients. We’ve been working with String Automotive for several years, and have now taken...

Published: May 24, 2017 by John Gray

Weekend getaways, beach vacations and summer camp are all part of the beauty of summer. But they can come with a hefty price tag,...

Published: May 23, 2017 by Sacha Ricarte