Credit Lending

Has the EMV liability shift caused e-commerce fraud to increase 33% in 2016? According to Experian data, CNP fraud increased with Florida, Delaware, Oregon...

Published: March 28, 2017 by Matt Tatham

It was two years ago when I found myself sitting cross-legged on my home office floor, papers strewn about as I organized piles of...

Published: March 23, 2017 by Kerry Rivera

Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...

Published: March 20, 2017 by Sacha Ricarte

Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...

Published: March 10, 2017 by Kerry Rivera

Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...

Published: February 28, 2017 by Kerry Rivera

As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...

Published: February 13, 2017 by Kerry Rivera

Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...

Published: February 9, 2017 by Kerry Rivera

Good job, check. Shared interests, check. Chemistry, check. He seems like a perfect 10. Both of you enjoy your first date and while getting...

Published: February 7, 2017 by Sacha Ricarte

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Published: February 2, 2017 by Kelly Kent

Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...

Published: January 26, 2017 by Kerry Rivera

The market is inevitably changing, and while batch and daily alerts are still effective in tackling client and consumer challenges, you are probably seeing...

Published: January 25, 2017 by Eric Kim

When you think of criteria for prescreen credit marketing, what comes to mind? Most people will immediately discuss the risk criteria used to ensure...

Published: January 19, 2017 by Kyle Matthies

As we enter 2017, it’s no surprise people are buying and selling online and using their mobile devices more than ever. At the close...

Published: January 17, 2017 by Bill Butler

The holidays are behind us, the presents are unwrapped, resolutions have been made and may already be broken. For many, it’s the most depressing...

Published: January 10, 2017 by Sacha Ricarte

Experian integrated Cloudera Enterprise onto its cloud environment so clients can make innovative decisions in milliseconds with data as the core...

Published: January 9, 2017 by Alex Lintner