Credit Lending

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For members of the U.S. military, relocating often, returning home following a lengthy deployment and living with uncertainty isn’t easy. It can take an...

Published: November 10, 2016 by Sacha Ricarte

A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...

Published: November 3, 2016 by Guest Contributor

U.S. Communities national contract awarded to Experian to use their data and analytic solutions in order to enable state and local government agencies to...

Published: November 1, 2016 by Traci Krepper

Much has been written about Millennials over the past few years, and many continue to speculate on how this now largest living generation will...

Published: October 19, 2016 by Kerry Rivera

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Published: September 22, 2016 by Guest Contributor

In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...

Published: September 19, 2016 by Kerry Rivera

Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...

Published: September 15, 2016 by Guest Contributor

Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...

Published: September 15, 2016 by Kelly Kent

Experian conducted a joint-survey that uncovered insights into the topic of conversational commerce and voice assistants. The survey audience constituted nearly 1300 smartphone users...

Published: September 14, 2016 by Cherian Abraham

The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...

Published: September 7, 2016 by Matt Tatham

Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...

Published: August 30, 2016 by Denise McKendall

Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...

Published: August 18, 2016 by Guest Contributor

As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...

Published: August 18, 2016 by Guest Contributor

Experian defines how businesses should approach Identity Relationship Management for identity and devices to enable better fraud protection through our latest perspective paper, The...

Published: August 17, 2016 by Kolin Whitley

Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...

Published: August 16, 2016 by Sacha Ricarte

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