Credit Lending

Fraudsters invited into bank branches The days of sending an invitation in the mail have for the most part gone by the wayside. Aside...

Published: August 9, 2016 by Guest Contributor

Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScores drop to sub-prime levels after suffering a...

Published: August 5, 2016 by Sacha Ricarte

Experian estimates card-to-card consumer balance transfer activity to be between $35 and $40 billion a year, representing a sizeable opportunity for proactive lenders seeking...

Published: August 1, 2016 by Kyle Matthies

The pendulum has swung again. The great recession brought a glacial freeze to access to capital. The thaw brought rapid, frictionless underwriting with an...

Published: July 27, 2016 by Gavin Harding

As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...

Published: July 21, 2016 by Guest Contributor

A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...

Published: July 14, 2016 by Guest Contributor

 All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...

Published: July 12, 2016 by Kerry Rivera

His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...

Published: June 29, 2016 by Kerry Rivera

Trend: a general direction in which something is developing or changing. Last Update: January 2019 As a lender, it’s important to understand a consumer’s...

Published: June 28, 2016 by Natalie Daukas

According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...

Published: June 16, 2016 by Guest Contributor

Experian cited in Mobile Fraud Management Solutions report from Forrester as having the most capabilities and one of the highest estimated revenues in total...

Published: June 16, 2016 by Matt Tatham

Experian consultant offers his recap from attending a half-day event hosted at The White House called the “FinTech Summit” largely focused on how government...

Published: June 15, 2016 by Cherian Abraham

Part four in our series on Insights from Vision 2016 fraud and identity track It was a true honor to present alongside Experian fraud...

Published: June 14, 2016 by Kyle Hinsz

On June 2, the Consumer Financial Protection Bureau (CFPB) proposed a rule aimed at “payday lending” that will apply to virtually all lenders, with...

Published: June 13, 2016 by Guest Contributor

According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...

Published: June 9, 2016 by Guest Contributor