Credit Lending

Best practices and innovative strategies for banking to millennials Before we begin, a disclaimer: Banking to millennials is a long-term strategy. Many marketing campaigns...

Published: April 10, 2016 by Traci Krepper

April is Financial Literacy Month, a special window of time dedicated to educating Americans about money management. But as stats and studies reveal, it...

Published: April 1, 2016 by Kerry Rivera

Whether it is an online marketplace lender offering to refinance the student loan debt of a recent college graduate or an online small-business lender...

Published: March 23, 2016 by Tony Hadley

When checking access accounts were first introduced, it wasn’t uncommon for banks to provide new customers “basic” transaction services in starter checking accounts. These...

Published: March 22, 2016 by Guest Contributor

Identity management traditionally has been made up of creating rigid verification processes that are applied to any access scenario. But the market is evolving...

Published: March 16, 2016 by Kolin Whitley

It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...

Published: March 14, 2016 by Kerry Rivera

It’s hard to remember a world without online lenders. Today, fintech players continue to pop up, making it easier to cross-shop loans and land...

Published: March 10, 2016 by Denise McKendall

2015 data shows where billing and shipping e-commerce fraud attacks occur in the United States Experian e-commerce fraud attacks and rankings now available Does...

Published: March 2, 2016 by Matt Tatham

Time to dust off those compliance plans and ensure you are prepared for the new regulations, specifically surrounding the Military Lending Act (MLA). Last...

Published: February 29, 2016 by Tony Hadley

For lenders, credit bureau data is vitally important in making informed risk determinations for consumer and small business loans. And the backbone of this...

Published: February 26, 2016 by Ashley Knight

Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...

Published: February 22, 2016 by Paul Desaulniers

Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...

Published: February 10, 2016 by Shelly Miller

Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...

Published: February 2, 2016 by Andrew Beddoes

Ensure you’re protecting consumer data privacy Data Privacy Day is a good reminder for consumers to take steps to protect their privacy online —...

Published: January 28, 2016 by Traci Krepper

Who will take the coveted Super Bowl title in 2016? Now that we’re down to the final two teams, the commentary will heighten. Sportscasters,...

Published: January 25, 2016 by Kerry Rivera