Credit Lending

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For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...

Published: February 10, 2012 by Veronica Herrera

The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized loan authority (but...

Published: January 25, 2012 by Guest Contributor

By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving.  The yams, cranberries, and pumpkin pies were...

Published: November 25, 2011 by Guest Contributor

With the raising of the U.S. debt ceiling and its recent ramifications consuming the headlines over the past month, I began to wonder what...

Published: August 23, 2011 by Alan Ikemura

A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...

Published: August 3, 2011 by Alan Ikemura

The Durbin Amendment states that card networks, such as Visa and Mastercard, will include an interchange fee of 21 cents per transaction, and must...

Published: July 20, 2011 by Guest Contributor

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