Credit Lending

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 10, 2012 by Guest Contributor

For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...

Published: February 10, 2012 by Veronica Herrera

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 3, 2012 by Guest Contributor

As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...

Published: January 27, 2012 by Alan Ikemura

By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis Part I – New Application Volume and the Business Banker: Generating small business or business banking applications may be one of...

Published: December 15, 2011 by Guest Contributor

By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving.  The yams, cranberries, and pumpkin pies were...

Published: November 25, 2011 by Guest Contributor

By: Mike Horrocks Have you ever been struck by a turtle or even better burnt by water skies that were on fire?  If you...

Published: September 19, 2011 by Guest Contributor

By: Kari Michel The way medical debts are treated in scores may change with the introduction of June 2011, Medical Debt Responsibility Act. The Medical Debt...

Published: August 29, 2011 by Guest Contributor

With the raising of the U.S. debt ceiling and its recent ramifications consuming the headlines over the past month, I began to wonder what...

Published: August 23, 2011 by Alan Ikemura

The following article was originally posted on August 15, 2011 by Mike Myers on the Experian Business Credit Blog. Last time we talked about...

Published: August 18, 2011 by Guest Contributor

By: John Straka Unsurprisingly, Washington deficit hawks have been eyeing the “sacred cows” of tax preferences for homeownership for some time now. Policymakers might even...

Published: August 9, 2011 by Guest Contributor

A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...

Published: August 3, 2011 by Alan Ikemura

By: Staci Baker The Durbin Amendment, according to Wikipedia, gave the Federal Reserve the power to regulate debit card interchange fees. The amendment, which will...

Published: July 20, 2011 by Guest Contributor