Credit Lending

By: Kennis Wong On the surface, it’s not difficult to define existing account fraud. Obviously, it is fraud perpetrated against an existing account. But...

Published: July 5, 2011 by Guest Contributor

For communications companies, acquiring new accounts is an ongoing challenge. However, it is critical to remember that managing new and existing accounts – and...

Published: June 15, 2011 by Guest Contributor

By: Tracy Bremmer Score migration has always been a topic of interest among financial institutions. I can remember doing score migration analyses as a consultant...

Published: June 8, 2011 by Guest Contributor

By: Kari Michel On March 18th 2011 the Federal Reserve Board approved a rule amending Regulation Z (Truth in Lending) to clarify portions of the...

Published: May 25, 2011 by Guest Contributor

By: Staci Baker It seems like every time I turn on the TV there is another natural disaster. Tsunami in Japan, tornadoes and flooding in...

Published: May 6, 2011 by Guest Contributor

Unless you’ve been hiding under a rock, you are undoubtedly aware that the 4G ship has sailed into port. The 4G network is a...

Published: April 26, 2011 by Guest Contributor

Last week I attended the Merchant Risk Council’s 2011 MRC Annual e-Commerce Payments & Risk Conference.  I presented a session titled “Efficiency and Empowerment...

Published: April 8, 2011 by Monica Pearson

By: Kristan Frend I was recently pleased to see that the state I reside in, Minnesota finished in the bottom third of a state ranking. ...

Published: March 30, 2011 by Guest Contributor

I love a good analogy, and living in Southern California, lately I’ve been thinking a lot about earthquakes, and how lenders might want to...

Published: February 15, 2011 by Kelly Kent

As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...

Published: February 1, 2011 by Kelly Kent

More prospects equal more profits, right? Not necessarily. But surprisingly, companies in every industry (including cable and telecom) routinely burn acquisition dollars as if...

Published: January 26, 2011 by Guest Contributor

By: Staci Baker There has been a lot of talk in the news about the Dodd-Frank Act lately. According to the Dodd-Frank Resource Center of...

Published: January 20, 2011 by Guest Contributor

Increased incidence of “involuntary renters” According to the Mortgage Bankers Association, one out of every 200 homes will be foreclosed. The incidence of “involuntary...

Published: January 19, 2011 by Guest Contributor

In the communications industry, effective acquisition is a multi-step process, best begun by asking (and accurately answering) simple, but critical questions: Who are our...

Published: January 12, 2011 by Guest Contributor

By: Kari Michel    What are you doing to prepare for the new credit score disclosure requirements for taking adverse action on the basis of...

Published: January 11, 2011 by Guest Contributor