Credit Lending

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By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...

Published: April 20, 2010 by Guest Contributor

Recently, the Commerce Department reported that consumer spending levels continued to rise in February, increasing for the fifth straight month *, while flat income...

Published: April 8, 2010 by Kelly Kent

By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...

Published: April 5, 2010 by Guest Contributor

By: Wendy Greenawalt Financial institutions have placed very little focus on portfolio growth over the last few years.  Recent market updates have provided little...

Published: April 1, 2010 by Guest Contributor

By: Kari Michel Lenders want to find new customer through more informed credit risk decisions and use new types of data relationships to cross-sell.  ...

Published: March 24, 2010 by Guest Contributor

By:Wendy Greenawalt In my last few blogs, I have discussed how optimizing decisions can be leveraged across an organization while considering the impact those decisions...

Published: March 5, 2010 by Guest Contributor

By: Wendy Greenawalt Marketing is typically one of the largest expenses for an organization while also being a priority to reach short and long-term...

Published: February 22, 2010 by Guest Contributor

By: Wendy Greenawalt The economy has changed drastically in the last few years and most organizations have had to reduce costs across their businesses...

Published: February 19, 2010 by Guest Contributor

As the economic environment changes on what feels like a daily basis, the importance of having information about consumer credit trends and the future...

Published: February 1, 2010 by Kelly Kent

We’ve recently discussed management of risk, collections strategy, credit attributes, and the like for the bank card, telco, and real estate markets. This blog will provide insights...

Published: January 29, 2010 by Guest Contributor

In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...

Published: January 18, 2010 by Kelly Kent

To calculate the expected business benefits of making an improvement to your decisioning strategies, you must first identify and prioritize the key metrics you...

Published: January 14, 2010 by Roger Ahern

I’ve recently been hearing a lot about how bankcard lenders are reacting to changes in legislation, and recent statistics clearly show that lenders have...

Published: January 14, 2010 by Kelly Kent

In a recent presentation conducted by The Tower Group, “2010 Top 10 Business Drivers, Strategic Responses, and IT Initiatives in Bank Cards,” the conversation...

Published: December 18, 2009 by Kelly Kent

In my previous two blogs, I introduced the definition of strategic default and compared and contrasted the population to other types of consumers with...

Published: December 14, 2009 by Kelly Kent

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