Credit Lending
Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...
Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...
Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...
Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...
As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...
There’s no question today’s consumers have high expectations. As financial services companies wrestle with the laws and consumer demands, here are a few points...
Consumers and businesses alike have been hyper-focused on all things data over the past several months. From the headlines surrounding social media privacy, to...
With delinquencies on the rise, financial institutions are looking for new tools to evaluate and improve the financial lives of customers and members. As...
Alternative credit data. Enhanced digital credit marketing. Faster, integrated decisioning. Fraud and identity protections. The latest in technology innovation. These were the themes Craig...
The traditional credit score has ruled the financial services space for decades, but it‘s clear the way in which consumers are managing their money...
At Experian, innovation is at the heart of our culture. We strive for continuous improvement, from finding new ways to better use data to...
In my first blog post on the topic of customer segmentation, I shared with readers that segmentation is the process of dividing customers or...
Alternative credit data sources make it possible for lenders to gain a more holistic view of existing and potential client bases, enabling them to...
In the credit game, the space is deep and diverse. From super prime to prime to subprime consumers, there is much to be learned...
Millions of Americans placed a credit freeze or restricted access to their credit file in recent months to keep identity thieves at bay. Credit...
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