Fraud & Identity Management
–by Andrew Gulledge General configuration issues Question selection– In addition to choosing questions that generally have a high percentage correct and fraud separation, consider...
–by Andrew Gulledge Where does Knowledge Based Authenticationfit into my decisioning strategy? Knowledge Based Authentication can fit into various parts of your authentication process....
In my last post I discussed the problem with confusing what I would call “real” Knowledge Based Authentication (KBA) with secret questions. However, I don’t...
–by Andrew Gulledge Definition and examples Knowledge Based Authentication (KBA) is when you ask a consumer questions to which only they should know the...
Round 1 – Pick your corner There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one...
Many compliance regulations such the Red Flags Rule, USA Patriot Act, and ESIGN require specific identity elements to be verified and specific high risk...
By: Kennis Wong It’s true that intent is difficult to prove. It’s also true that financial situations change. That’s why financial institutions have not,...
On Friday, October 30th, the FTC again delayed enforcement of the “Red Flags” Rule – this time until June 1, 2010 – for financial...
As I wrote in my previous posting, a key Red Flags Rule challenge facing many institutions is one that manages the number of referrals generated...
In my last entry, I talked about the challenges clients face in trying to meet multiple and complex regulatory requirements, such as FACT Act’s...
While the FACT Act’s Red Flags Rule seems to capture all of the headlines these days, it’s just one of a number of compliance...
In my previous three postings, I’ve covered basic principles that can define a risk-based authentication process, associated value propositions, and some best-practices to consider....
By: Kennis Wong In Part 1 of Generic fraud score, we emphasized the importance of a risk-based approach when it comes to fraud detection....
By: Kennis Wong In this blog entry, we have repeatedly emphasized the importance of a risk-based approach when it comes to fraud detection. Scoring and...
In my previous two blog postings, I’ve tried to briefly articulate some key elements of and value propositions associated with risk-based authentication. In this...
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