Market Trends

With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...

Published: November 9, 2017 by Guest Contributor

The data to create synthetic identities is available. And the marketplace to exchange and monetize that data is expanding rapidly. The fact that hundreds...

Published: November 1, 2017 by Keir Breitenfeld

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and...

Published: October 12, 2017 by Guest Contributor

Direct mail is dead. It’s so 90s. Digital is the way to reach consumers. Marketers have heard this time and again, and many have...

Published: September 26, 2017 by Sacha Ricarte

We recently analyzed millions of online transactions from the first half of 2017 to identify fraud attack rates. Here are the top 3 riskiest...

Published: September 18, 2017 by Guest Contributor

  National Hispanic Heritage Month is observed each year from Sept. 15 to Oct. 15, by celebrating the histories, cultures and contributions of American...

Published: September 18, 2017 by Sacha Ricarte

We use our laptops and mobile phones every day to communicate with our friends, family, and co-workers. But how do software programs communicate with...

Published: September 7, 2017 by Sacha Ricarte

Since the advent of the internet, our lives have changed drastically for the better. We can perform many of life’s daily activities from the...

Published: September 6, 2017 by Mike Gross

We regularly hear from clients that charge-offs are increasing and they’re struggling to keep up with the credit loss. Many clients use the same...

Published: September 5, 2017 by Steve Platt

School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....

Published: August 23, 2017 by Kerry Rivera

There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...

Published: August 17, 2017 by Guest Contributor

The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...

Published: August 3, 2017 by Guest Contributor

1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...

Published: July 20, 2017 by Guest Contributor

School’s out, and graduation brings excitement, anticipation and bills. Oh, boy, here come the student loans. Are graduates ready for the bills? Even before...

Published: July 10, 2017 by Mark Soffietti

There’s a new crew coming of age. Enter Generation Z. Gen Z — those born between the mid-1990s and the early 2000s — makes...

Published: July 6, 2017 by Guest Contributor