Market Trends

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

Published: November 12, 2015 by Carrie Janot

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

Published: October 22, 2015 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350...

Published: August 17, 2015 by Carrie Janot

According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit...

Published: August 10, 2015 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion....

Published: July 17, 2015 by Carrie Janot

According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up...

Published: July 10, 2015 by Carrie Janot

While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business...

Published: June 26, 2015 by Carrie Janot

According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with...

Published: June 18, 2015 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to...

Published: June 4, 2015 by Carrie Janot

Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data...

Published: May 22, 2015 by Carrie Janot

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

Published: May 8, 2015 by Carrie Janot

In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...

Published: April 27, 2015 by Carrie Janot

Data quality continues to be a challenge for many organizations....

Published: April 22, 2015 by Carrie Janot

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore®...

Published: April 21, 2015 by Carrie Janot

A comprehensive customer-experience strategy can give companies the competitive edge needed in a market where price, products and service can no longer be considered...

Published: February 20, 2015 by Carrie Janot