Regulatory Compliance

By: Joel Pruis When the OCC put forth the supervisory guidance on model risk governance the big focus in the industry was around the...

Published: October 20, 2014 by Guest Contributor

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer...

Published: September 8, 2014 by Carrie Janot

By: Mike Horrocks The Wall Street Journal just recently posted an article that mentioned the cost of the financial regulations for some of the largest banks. ...

Published: July 31, 2014 by Guest Contributor

As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models...

Published: May 9, 2014 by Stacie Baker

Julie Conroy – Research Director, Aite Group Finding patterns indicative of money laundering and other financial crimes is akin to searching for a needle in...

Published: May 9, 2014 by Guest Contributor

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

Published: May 1, 2014 by Stacie Baker

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....

Published: October 18, 2013 by Guest Contributor

Billions of dollars are being issued in fraudulent refunds at the state and federal level. Most of the fraud can be categorized around identity...

Published: October 8, 2013 by Randy Boileau

All skip tracing data is the same, right? Not exactly. While there are many sources of consumer contact data available to debt collectors, the...

Published: January 22, 2013 by Rollin Girulat

Gone are the days when validating scoring models was a thing you did when you got around to it. Besides that fact that the...

Published: November 15, 2012 by Veronica Herrera

Not surprisingly, bankcard utilization is the highest among subprime consumers with VantageScore D and F tiers having average bankcard utilization rates of 68% and...

Published: October 25, 2012 by admin

By: Kyle Aiman Let’s face it, debt collectors often get a bad rap.  Sure, some of it is deserved, but the majority of the...

Published: October 10, 2012 by Guest Contributor

By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting.  Over the years I...

Published: August 19, 2012 by Guest Contributor

Last week, a group of us came together for a formal internal forum where we had the opportunity to compare notes with colleagues, hear...

Published: August 7, 2012 by Matt Ehrlich