While the overall average VantageScore® credit score for consumers in Q4 2012 was 748, the average score can vary greatly by specific loan product. For example, the average VantageScore® credit score for consumers with a home equity line of credit is 864, which is the highest average score for all products, reflecting tighter lending requirements. Student loans have the lowest average VantageScore® credit score of 695.
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Source: Experian—Oliver Wyman Market Intelligence Reports
VantageScore® is a registered trademark of VantageScore Solutions, LLC.
