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Consumers with HELOCs have the highest average credit score

Published: March 31, 2013 by admin

While the overall average VantageScore® for consumers in Q4 2012 was 748, the average score can vary greatly by specific loan product. For example, the average VantageScore for consumers with a home equity line of credit is 864, which is the highest average score for all products, reflecting tighter lending requirements. Student loans have the lowest average VantageScore of 695.

Learn how to stay ahead of consumer credit trends with IntelliViewSM, a Web-based data query, analysis and reporting tool.

Source: Experian—Oliver Wyman Market Intelligence Reports

VantageScore® is a registered trademark of VantageScore Solutions, LLC.

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