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Self-regulatory program for nonbank small-business lenders

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s pricing and consumer protections, including: The right to transparent pricing and terms The right to non-abusive products The right to responsible underwriting The right to fair treatment from brokers The right to inclusive credit access The right to fair collection practices Industry self-regulation is a good way for market leaders to demonstrate self-discipline and is preferable to legislative or regulatory changes because of its flexibility and ability to accommodate evolving market trends. >> Webinar: Online Marketplace Lending

Published: Nov 12, 2015 by Guest Contributor

“Black” or “red” holiday?

Will the U.S. consumer spend more this holiday season? One way to measure this behavior is through bankcard utilization rates.

Published: Nov 10, 2015 by Alan Ikemura

The game of (fraud) Risk

The themes of the game of Risk are relevant to the world of real-life fraud risk prevention. The difference is that the stakes are real and much higher.

Published: Nov 06, 2015 by Guest Contributor

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Self-regulatory program for nonbank small-business lenders

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s pricing and consumer protections, including: The right to transparent pricing and terms The right to non-abusive products The right to responsible underwriting The right to fair treatment from brokers The right to inclusive credit access The right to fair collection practices Industry self-regulation is a good way for market leaders to demonstrate self-discipline and is preferable to legislative or regulatory changes because of its flexibility and ability to accommodate evolving market trends. &gt;&gt; Webinar: Online Marketplace Lending

Published: Nov 12, 2015 by Guest Contributor

“Black” or “red” holiday?

Will the U.S. consumer spend more this holiday season? One way to measure this behavior is through bankcard utilization rates.

Published: Nov 10, 2015 by Alan Ikemura

The game of (fraud) Risk

The themes of the game of Risk are relevant to the world of real-life fraud risk prevention. The difference is that the stakes are real and much higher.

Published: Nov 06, 2015 by Guest Contributor

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