Financial Solutions
We're considering the pros and cons of manual fraud reviews, and the benefits of applying analytics to your fraud review process.
Even if it looks like a bank and acts like a bank, there’s a good chance the company behind that financial services transaction may actually be a fintech.
Leveraging Real-Time Income and Employment Verification to Enhance the Member Experience
Financial SolutionsFor credit unions, having the the proper income and employment verification tools in place is key when creating a first-class application process.
Now that we’ve reached the midpoint of the year and economic recovery is underway, we’re taking a look at fraud threats can impact businesses and consumers.
Learn about the dangers associated with account opening fraud and how to prevent it while maintaining the customer experience.
In our newest white paper, we explore the obstacles hindering digital identity management, and the best way to build a layered identity solution.
Ascend Intelligence Services wins fintech breakthrough awards & empowers financial firms with Experian's managed analytics solutions and services.
Experian’s Global Decisioning Report 2021: Navigating a New Era of Credit Risk Decisioning
Financial SolutionsWe surveyed consumers and businesses worldwide about they are stabilizing their finances and returning to growth for our new Global Decisioning Report.
Experian can help businesses overcome the barriers on the path to a seamless and digital verification process for mortgage lending.
Fintechs have been an enormously disruptive force of change in financial services over the past 10 years. From digital payments, lending, insurance, digital banks, to personal finance and many other subsectors in between, fintechs have rapidly transformed everything from business and operating models to customer expectations. It’s this innovative drive that is celebrated and fostered each year at LendIt Fintech - a conference that brings together the fintech and financial services community to connect and reimagine the future of finance. And there may not be another year on record that called for the reimagining of finance more than 2020. Last year, the financial services industry – from consumers, fintechs and other subdivisions across the globe – endured many changes and challenges due to the COVID-19 pandemic. But it also brought accelerated innovations; and with them, increased customer expectations and a focus on financial equity and inclusion. As consumer credit scores and demand for credit continue to rise, fintechs have an opportunity to re-examine what credit looks like in a post-COVID lending environment, and explore opportunities for growth in 2021. Experian’s Chief Product Officer Greg Wright tackled this topic at the recent Lendit Fintech conference, alongside Ibo Dusi of Happy Money, Myles Reaz of Upgrade and the Garry Reeder with the American Fintech Council. Watch the full panel discussion in the video below and hear more about: How panelists define data, alternative data and how it factors in their lending How alternative data can help drive financial inclusion and get to a ‘yes’ more often with consumers Using data to make the consumer experience more frictionless and seamless For more information about how Experian can help fintech organizations of all sizes reach their business and lending goals, visit our fintech solutions page. Explore Experian's Fintech Solutions
In this infographic, we'll dive into the 5 benefits of AI/ML for lenders and financial instutitions.
Experian announced its expansion into Employer Services and the release of its new real-time income and employment verification products, Experian Verify.
Partnerships fill a need in the quest for sustainable growth. Here are three key questions to consider when evaluating if a partner is right for you.
To grow in today’s economic climate and beat the competition, financial institutions need to update their acquisition and cross-sell strategies.
It’s critical for credit unions to understand the specific threats presented by life online and be prepared with a fraud detection and prevention plan