Financial Solutions

Who’s on first?

Third-party and first-party schemes are now interchangeable, and traditional fraud detection practices are less effective in fighting these evolving fraud types.

September 22, 2017 by Guest Contributor
Results reveal success for virtual negotiation in collections space

As more collectors transition from "dialing for dollars" to digital solutions, they are seeing early results and success with virtual negotiation tools.

September 20, 2017 by Guest Contributor
Riskiest states for e-commerce fraud

We recently analyzed millions of online transactions from the first half of 2017 to identify fraud attack rates. Here are the top 3 riskiest states for e-commerce billing and shipping fraud for H1 2017

September 18, 2017 by Guest Contributor
Laying a foundation for success with the Hispanic market

All communities are impacted by the contributions of Hispanics, and now is the time for FIs to reflect upon their largest growth opportunity.

September 18, 2017 by Guest Contributor
Open up a whole new world of growth with APIs

APIs--Application Programming Interfaces--are the hidden backbone of our modern world which allow software programs to communicate with one another.

September 7, 2017 by Guest Contributor
E-commerce fraud continues to be an area of concern — just look to the West and the South

With minimal risk and high reward at stake, e-commerce fraud attacks have increased dramatically over the last few years, with no signs of slowing down.

September 6, 2017 by Guest Contributor
Putting Customer Experience at the core of your debt collection strategy

Many clients use the same debt collection strategy they’ve used for years never considering the customer experience for the debtor

September 5, 2017 by Steve Platt
The State of Student Loan Debt in 2017

In Experian’s latest State of Student Lending report, we dive into how the $1.4 trillion in student loan debt for Americans is impacting all generations in regards to credit scores, debt load and delinquencies.

August 23, 2017 by Kerry Rivera
Trusted data is paramount for digital identity verification

With today's digital identity, how do you know you’re interacting with a legitimate individual rather than an imposter?

August 8, 2017 by Guest Contributor
How lenders can win with a data-driven credit marketing strategy

Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. How can a data-driven approach help?

August 1, 2017 by Kyle Matthies
Using trended data for deeper lending

Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving.

July 25, 2017 by Denise McKendall
Financial health trends in America

Financial health means more than just having a great credit score or money in a savings account. It includes being able to manage daily finances, save for the future and weather a financial shock.

July 20, 2017 by Guest Contributor
Student loan debt — headline or headache?

Student loan debt — outstanding debt grew 21 percent since 2013 to reach a high of $1.49 trillion in the fourth quarter of 2016.

July 10, 2017 by Mark Soffietti
Gen Z and credit

Generation Z makes up 1/4 of the US population. By 2020, they’ll account for 40% of all consumers. The oldest members are coming of age.

July 6, 2017 by Guest Contributor
Understanding your consumer data reporting requirements

Mandatory updates to data reporting and collections procedures have been announced and implemented. Have you made the required changes?

July 6, 2017 by Shelly Shakespeare

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