Fintech

Credit ghosting refers to the theft of a deceased person’s identity. According to the IRS, 2.5 million deceased identities are stolen each year.

According to research, only 15% of American consumers have swapped out their go-to credit card in the past year. Here's how to keep your card top of mind.

Financial firms are turning to customer acquisition engines to help them build, test and optimize custom targeting strategies faster than ever before.

Synthetic ID fraud is the fastest-growing type of financial crime in the US. The best offense means detecting synthetic identities before they're in place.

Changes in technology have added fraud risks to the online space. Read this Q&A to see how fintechs are balancing safety and an optimal customer experience.

Combatting fraud trends in loyalty and rewards programs requires device intelligence, digital identity verification email risk scoring and more.

Since the end of the recession, customer loyalty has been a focus for lenders, given that there are more options for AFS borrowers. Read more!

The rapid rate at which fintech challengers are becoming established, is in turn, allowing for greater consumer awareness and adoption of fintech platforms.

As we prepare for the excitement and challenges of a new decade, the same can be true for how we approach the use of alternative data. Read more!

Artificial intelligence (AI) has long been a topic that’s confounding and downright worrisome to financial institutions. Read more!

“Frankenstein IDs” refer to synthetic identity fraud carried out by criminals that have created fictitious identities. Synthetic IDs are stitched together pieces of mismatched identities — some fake, some real, some even deceased.

To provide consumers with protections against debt collectors, the CFPB issued a NPRM to implement the FDCPA earlier this year.

Experian is excited to be chosen as one of the first data and analytics companies to enable access to SSA data for verifying identity against the Federal Agency’s records.

The pressure to innovate amid technological progress poses an opportunity for us all to rethink the work we do and the way we do it. Are you ready?

How are fintechs faring against traditional FIs? Our latest infographic uncovers industry trends and key metrics in unsecured personal installment loans.