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National credit default rates are in line with other economic trends

Published: April 14, 2013 by admin

The most recent release of the S&P/Experian Consumer Credit Default Indices showed national credit default rates decreased in February. The national composite* moved from 1.63 percent in January to 1.55 percent in February. First mortgage and bankcard default rates followed a similar pattern. These trends are consistent with other economic news, such as improvements in employment and continuing gains in housing.

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Source: Press release: National Credit Default Rates Decreased in February 2013

*The national composite is the overall consumer default rate across all products.

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