Tag: bankcard

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

Published : May 27, 2014 by Stacie Baker

Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....

Published : April 17, 2014 by Stacie Baker

While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...

Published : March 13, 2014 by Stacie Baker

The average bankcard balance per consumer in Q2 2013 was $3,831, a 1.3 percent decline from the previous year. Consumers in the VantageScore® near...

Published : August 4, 2013 by admin

Using data from IntelliViewSM, Credit.com recently compiled a list of states with the highest average bankcard utilization rates. Alaska took first place, with an...

Published : July 21, 2013 by admin

A recent Experian credit trends analysis of new mortgages and bankcards from Q1 2013 shows a 16 percent year-over-year increase in mortgage origination volume...

Published : June 23, 2013 by admin

The average bankcard balance per consumer in Q2 2012 was $4,170, which is 4 percent higher when compared to the same quarter of the...

Published : September 23, 2012 by admin

Up to this point, I’ve been writing about loan originations and the prospects and challenges facing bankcard, auto and real estate lending this year. ...

Published : April 13, 2012 by Alan Ikemura

The strongest growth in new bankcard accounts is occurring in the near-prime and subprime segments of VantageScore® C, D and F. Year-over-year (Q1 2011...

Published : April 2, 2012 by josephine.munis

In my last two posts on bankcard and auto originations, I provided evidence as to why lenders have reason to feel optimistic about their...

Published : March 16, 2012 by Alan Ikemura

A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...

Published : August 3, 2011 by Alan Ikemura

By: Kari Michel What are your acquisition strategies to increase consumer lending and gain market share? This blog will discuss new approaches to create segment-based targeting campaigns and...

Published : July 30, 2010 by Guest Contributor

By: Wendy Greenawalt The final provisions included in The Credit Card Act will go into effect on August 22, 2010. Most lenders began preparing for...

Published : July 27, 2010 by Guest Contributor

By: Wendy Greenawalt Marketing is typically one of the largest expenses for an organization while also being a priority to reach short and long-term...

Published : February 22, 2010 by Guest Contributor

In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...

Published : January 18, 2010 by Kelly Kent