Tag: consumer behavior
To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...
A few months ago, I got a letter from the DMV reminding me that it was finally time to replace my driver’s license. I’ve...
Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...
It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...
Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...
Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...
It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...
Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...
With the number of consumer visits to bank branches having declined from 52% of people visiting their bank branch on a monthly basis to...
Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...
Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...
What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...
The winter holiday festivities are underway, and when it comes to the local malls, the holiday spending spirit seems to have already been in...
Debt. For many it’s a struggle – and a constant one. In fact, one in three Americans today have a debt in collections, according...
Last Updated: January 2019 Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that...
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