Tag: consumer credit trends

2020 is finally over – been there, done that. And while it seems safe to say most everyone is all too eager to kick...

Published: January 4, 2021 by Stefani Wendel

While things aren't quite back to normal in Q3 2020, there were a number of positive trends that demonstrates the automotive industry's resilience.... Published: December 14, 2020 by Melinda Zabritski

According to research, only 15% of American consumers have swapped out their go-to credit card in the past year and spend more money both...

Published: January 15, 2020 by Laura Burrows

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

Published: November 26, 2019 by Ann Chen

Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...

Published: August 20, 2019 by Brittany Peterson

Earlier this month, Experian joined FinovateSpring in San Francisco, CA to demonstrate innovations impacting financial health to over 1,000 attendees. The Finovate conference promotes...

Published: May 20, 2019 by Brittany Peterson

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...

Published: May 9, 2019 by Laura Burrows

Experian’s 38th annual Vision Conference kicks off on Sunday, May 5 in San Antonio, Texas. The sold-out thought leadership conference, is known for driving...

Published: May 2, 2019 by Stefani Wendel

“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...

Published: December 11, 2018 by Jesse Hoggard

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...

Published: August 25, 2018 by Guest Contributor

Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...

Published: August 2, 2018 by Stefani Wendel

The economy remains steady, maintaining a positive outlook even though the GDP growth slowed in the first quarter. Real estate is holding ground even...

Published: June 7, 2018 by Guest Contributor

In 2017, a meaningful jump in consumer sentiment bolstered spending, and caused the spread between disposable personal income and consumer spending to reach an...

Published: March 7, 2018 by Guest Contributor

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...

Published: March 1, 2018 by Guest Contributor

Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...

Published: February 23, 2018 by Guest Contributor