Our 8th annual State of Credit report shows that consumer credit scores and signs of economic recovery continue on an upward trend, coming close...
Auto originations continue to increase — particularly within prime categories. According to Experian’s latest State of the Automotive Finance Market report: Prime consumers grabbed...
With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...
Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and...
With 1 in 6 U.S. residents being Hispanic, now is a great time for financial institutions to reflect on their largest growth opportunity. Here...
There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...
The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...
1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...
Summer spending A study by Experian and Edelman Berland noted that travelers relied heavily on credit for vacation purchases last year — with many...
Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...
Although the average mortgage rate was more than 4% at the end of the first quarter*, Q1 mortgage originations were nearly $450 billion —...
Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...
Divorce often affects financial health negatively. It’s expensive – often causing nearly $20,000 in losses. A recent Experian survey found: 34% say their divorce...
A recent Experian study found that the amount of time it’s taking for automotive loans opened in Q4 2015 to become delinquent is actually...
Big changes for the new year 2017 is expected to bring some big changes. But what do those changes mean for the financial services...