Tag: consumer credit trends

The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...

Published: January 5, 2017 by Guest Contributor

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

Published: December 8, 2016 by Guest Contributor

A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...

Published: November 3, 2016 by Guest Contributor

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Published: September 22, 2016 by Guest Contributor

According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...

Published: June 16, 2016 by Guest Contributor

According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...

Published: June 9, 2016 by Guest Contributor

A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....

Published: June 2, 2016 by Guest Contributor

According to a national survey, many future home buyers do not feel confident about their current credit score status. In fact, 34% of future...

Published: May 5, 2016 by Guest Contributor

A recent study by VantageScore Solutions, LLC analyzed if consumers would continue to be creditworthy over time. Highlights about consumer credit score migration over...

Published: April 8, 2016 by Carrie Janot

Bankcard origination volumes reached $97.5 billion in Q4 2015, the highest level on record since Q3 2008 and an increase of 22% over the...

Published: March 3, 2016 by Carrie Janot

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

Published: January 7, 2016 by Carrie Janot

Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....

Published: December 18, 2015 by Carrie Janot

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

Published: October 22, 2015 by Carrie Janot

According to the latest State of the Automotive Finance Market report, a record 55.5% of all used vehicles were financed in Q2 2015, compared...

Published: October 15, 2015 by Carrie Janot

While auto delinquencies declined slightly year over year (3.01% for accounts 30 days past due or greater in Q2 2015 versus 3.03% a year...

Published: August 20, 2015 by Carrie Janot